By Kim Reader
Dashcam footage shows a silver Volkswagen Golf suddenly pull into the left hand lane before the driver appears to slam on the brakes, causing the van travelling behind him to shunt his vehicle.
Service engineer Ian Bell, who was driving the three tonne vehicle as part of his job, can then be seen getting out and assessing the damage to the car’s bumper as he is confronted by the VW driver.
In the video the driver waves his arms as he appears to enthusiastically argue his case but Ian claims as soon as the alleged ‘crash for cash’ scammer learned he was being filmed he refused to exchange insurance details and drove off.
Ian, from Bolton, Greater Manchester, said: “I was just on my journey back to Bolton and suddenly for some reason this guy decided to turn from the right lane.
“He just pulled right out in front of me. I braked so hard that everything in my van ended up on the floor. I wasn’t expecting it at all, it was a huge shock.
“I thought ‘phew, I missed him’ but then he slammed on the brakes and there was nothing I could do.
“Then he came to get me out of the van and told me ‘well, I was indicating’. I tried to explain to him that an indicator is to show an intent not just do it and go.
“To be fair I don’t know how I managed to keep my cool, I nearly did knock his head off. After having to brake so suddenly my adrenaline was really going.
“At first he was adamant it was my fault, showing me the damage to his car. I asked him why he slammed the brakes on and he just kept arguing.
“But as soon as I told him it was all filmed and offered to exchange details for insurance he said ‘I’m not interested’ and drove off.
“I didn’t think about it at the time but as soon as I got home and reviewed the footage I was sure something was not right, I personal think he was trying to pull off a crash for cash scam.
“You just wouldn’t pull out and brake the way he did – if he’d carried on moving the crash wouldn’t have happened. Sometimes words just fail me.
“The way he changed his tune when I told him my dashcam is constantly recording, I would that’s exactly what put him off.”
After the incident, which happened on Blackburn Road in Bolton town centre at around 2.15pm on Saturday (March 4), Ian headed home to his wife Jill Bell, 33.
And Ian said watching his dashcam footage later that afternoon confirmed his fear he had almost been the victim of a ‘crash for cash’ scam.
The engineer said if he was ever faced with a false insurance claim further down the line he would be fully prepared thanks to his dashcam, which he had fitted two years ago to help cope with ‘idiots’ on the road.
Ian said: “I swear by my dashcam. I’ve been doing this job for 19 years and I drive around 40,000 miles a year and you see some idiots on the roads on a daily basis.
“You see it all the time, people on their phones and distracted or who just indicate and pull across without looking.
“These idiots, they shouldn’t be on the road. They’ve got absolutely no consideration for anybody else. They’re going where they’re going and stuff you.
“At least this way if in a few months from now I find myself facing some kind of whiplash insurance claim from that guy, I’ve got the video.
“I personally think every car should be fitted with a dashcam. It would cut down on all the false claims.”
A spokesman for Greater Manchester Police said: “We can confirm police received a report of the incident at 8pm on March 4.”